Business

Commercial Insurance

Accounting + Insurance provides comprehensive commercial insurance services tailored to meet your business needs. With years of industry experience, we have helped numerous clients navigate their insurance options with confidence. Our commitment is to deliver reliable coverage and exceptional service, ensuring peace of mind for every business we serve.

Workers Compensation

Protect your business and employees with Workers’ Compensation Insurance—a crucial safeguard that covers medical expenses, lost wages, and rehabilitation costs in case of work-related injuries or illnesses. This coverage not only helps employees recover but also protects your business from legal and financial risks. Whether you're a small business or a growing enterprise, we’ll help you find the right policy to stay compliant with state regulations while keeping costs manageable. Let us provide you with the right coverage, so you can focus on running your business with confidence.

General Liability

Shield your business from unexpected risks with General Liability Insurance—essential protection against claims of bodily injury, property damage, and personal or advertising injury. Whether you're facing a customer slip-and-fall incident, accidental property damage, or legal claims related to your business operations, this coverage helps cover legal fees, medical costs, and settlements. No matter your industry, having the right general liability policy ensures your business stays protected from costly lawsuits and financial setbacks. Let us help you find a tailored solution to keep your business secure and thriving.

Commercial Auto

Protect your business vehicles with Commercial Auto Insurance, ensuring coverage for accidents, property damage, and liability risks. Whether you own a single company car or manage an entire fleet, this policy helps cover medical expenses, repairs, and legal costs arising from work-related driving incidents. It also provides protection against uninsured drivers, theft, and weather-related damages. Having the right commercial auto coverage keeps your business moving forward while minimizing financial risks. Let us help you find a tailored policy that meets your needs and budget.

Business Owner's Policy (BOP)

A Business Owner’s Policy (BOP) combines essential coverages into one convenient and cost-effective package, designed specifically for small and mid-sized businesses. This policy typically includes general liability insurance, which protects against third-party claims, and commercial property insurance, which covers damage to your physical assets. Some BOPs also offer business interruption coverage to help you recover lost income due to unexpected disruptions. With a BOP, you get comprehensive protection tailored to your business needs, allowing you to focus on growth while we handle the risks. Let us help you find the right coverage to keep your business secure.

Employee Benefits Insurance

Attract and retain top talent while protecting your team with Employee Benefits Insurance. Offering a comprehensive benefits package—including health insurance, disability coverage, retirement plans, and more—not only enhances employee well-being but also strengthens your business. With customizable options, you can provide competitive benefits that align with your company's needs and budget. Our team will guide you through the best plans available, ensuring compliance with regulations while helping you create a supportive workplace. Let us help you build a benefits package that keeps your employees happy, healthy, and secure.

Professional Liability Insurance

Protect your business from costly legal claims with Professional Liability Insurance, also known as Errors and Omissions (E&O) Insurance. This coverage is essential for professionals who provide advice or services, shielding you from claims of negligence, misrepresentation, or mistakes that could result in financial losses for your clients. Whether you're a consultant, accountant, lawyer, or other service provider, professional liability insurance helps cover legal fees, settlements, and court costs, ensuring your business remains financially secure. Let us help you find the right coverage so you can focus on serving your clients with confidence.

Cyber Insurance

Safeguard your business from digital threats with Cyber Insurance, designed to protect against data breaches, cyberattacks, and other online security risks. In today’s digital world, businesses of all sizes handle sensitive customer and financial information, making them potential targets for cybercriminals. This coverage helps mitigate financial losses from hacking, ransomware, data theft, and system disruptions by covering expenses like legal fees, notification costs, and recovery efforts. Whether you store data online or process transactions digitally, cyber insurance ensures your business stays resilient in the face of evolving cyber threats. Let us help you find the right protection to keep your business secure.

Commercial Property Insurance

Protect your business assets with Commercial Property Insurance, designed to cover physical structures, equipment, inventory, and other valuable property from risks like fire, theft, vandalism, and natural disasters. Whether you own an office, warehouse, storefront, or rental space, this coverage ensures that your business can recover quickly from unexpected damages. A well-structured policy helps minimize financial losses and keeps operations running smoothly. Let us help you find the right coverage to safeguard your property and keep your business secure.

Landlord Insurance

Protect your rental property investment with Landlord Insurance, designed to cover property damage, liability risks, and loss of rental income. Whether you own a single rental unit or multiple properties, this policy provides financial protection against fire, theft, vandalism, and certain natural disasters. It also includes liability coverage in case a tenant or visitor gets injured on your property. Additionally, some policies offer loss of rental income coverage, ensuring steady cash flow if your property becomes uninhabitable due to a covered event. Let us help you find the right policy to keep your rental properties secure and profitable.

Community Association Insurance

Ensure the protection and stability of your homeowners' or condominium association with Community Association Insurance. This specialized coverage is designed to safeguard common areas, shared property, and the association’s financial well-being against risks such as property damage, liability claims, and legal disputes. A well-structured policy can include property insurance for buildings and amenities, general liability coverage, directors and officers (D&O) insurance, and crime/fidelity coverage to protect against financial mismanagement or fraud. Let us help you customize a policy that meets your association’s unique needs, keeping your community safe and financially secure.

Builders Risk Insurance

Protect your construction project from unexpected risks with Builders Risk Insurance, a specialized policy designed to cover buildings and structures under construction or renovation. This coverage helps safeguard against damage from fire, theft, vandalism, weather events, and other unforeseen incidents that could delay your project and increase costs. Builders Risk Insurance can also extend to materials, equipment, and temporary structures on-site. Whether you're a contractor, property owner, or developer, having the right coverage ensures financial protection and peace of mind throughout the construction process. Let us help you find a tailored policy to keep your project on track and secure.

Umbrella & Excess Liability Insurance

Enhance your business’s protection with Umbrella & Excess Liability Insurance, providing an extra layer of coverage beyond your standard policies. This insurance helps safeguard your business from large liability claims that exceed the limits of your general liability, commercial auto, or employer’s liability insurance. Whether facing a major lawsuit, severe accident, or unexpected legal costs, umbrella and excess liability insurance ensures you have the financial protection needed to keep your business secure. Let us help you find the right coverage to minimize risk and provide peace of mind for the future.

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Very friendly and professional. I was very happy with the services provided and will keep coming back. they also took the time to answer all my questions and put my mind at ease. Thank you!

Felipe Reina
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Highly recommended accounting and insurance company, very professional, focused always to the customer needs, great help with advise in taxes, prompt response to any request, small and big companies treated as equals

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Ivette and her team is been my accounting for the last 20 years and every year is better and better she never stop leaning. Call her today for your taxes and insurance needs. Don’t wait until last minute, but even at tge last min she will take care you.

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Excellent professional services, keep always all the accounting reports on time and no complains from the superior authority.

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Super organized, honest , professional and friendly. Highly recomended

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